David’s area of expertise is Specialty surety and insurance placements for the financial services industry including comprehensive transfer agents coverage, blanket lost securities programs, mail indemnity coverage, blanket lost check programs, and many other related products. He has extensive experience in the underwriting and placement of all forms of commercial surety obligations including judicial and fiduciary surety bonds.
David has twenty-three years of experience in the surety and insurance industry. David acquired The Hyde Agency in 2001. In addition to his role in The Hyde Agency, David is also the owner of two other surety and insurance agencies: Topper Brokerage, Inc. and Special Risk Managers of America (SRMA). Topper Brokerage was founded in New York City in 1968 and writes a variety of surety bonds including all forms of miscellaneous, court bond and contract surety. As the owner and founder of SRMA, David has grown the company into a successful managing general underwriter providing insurance and surety products to the banking and real estate industry. SRMA is currently a leading provider of special risk surety products to two of the largest commercial banks in the United States. Before joining Topper Brokerage, Smith was an underwriter for Peerless Insurance Company.
David attended Fairleigh Dickenson University, Madison, NJ and served as Captain, U.S. Army, for eight years.
David is active in the Surety Association chapters in New York and New Jersey and the National Association of Surety Bond Producers as well as numerous construction industry associations including The New York Building Congress, the General Contractors Association of New York, the Associated General Contractors, the Building Contractors Association of New Jersey, and the Utility & Transportation Contractors Association.